What Is A Money Badass?

What is a Money Badass? We don’t follow the normal money rules. In fact, our motivation is the exact opposite. We follow our own set of money rules that are changing our lives for the better. Learn what is to be a Money Badass in this post!

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You’ll hear me talk about becoming a Money Badass all the time on my website, Money Badass.

I want you to become a Money Badass, but you’re probably wondering what is a Money Badass and how do you become a Money Badass?

What is a Money Badass?

You ever see those guys driving a fancy Mercedes S class and wearing those expensive shades, thinking they are so cool? Most likely, they’re not a money badass.

In reality that guy is probably loaded up with debt on his car, his house, and even credit cards for those fancy clothes and shades he likes to wear.

Somewhere along the line in his life he built up an insecurity and he feels like he has to prove his value to everyone else by trying to flaunt expensive items whether he can afford them or not.

Ultimately, instead of being a money badass, he’s probably just a money douche...

A money badass doesn’t need to flaunt their money. A money badass is in total control of their money. They don’t rely on flaunting wealth. They are confident in themselves.

They have the money they need and are happy.

Now don’t get me wrong. If you really want a Mercedes S class and you actually have the money to buy it, go for it!

Whatever you do, though, don’t buy one to prove something to everyone else and then bury yourself in debt doing it.

You should buy a Mercedes S class if you love the car. If you’ve always dreamt of owning that car. If you can afford the car.

You should not buy a Mercedes S class if you want to look cool to others, or you want to flaunt fake wealth, or you cannot truly afford the car.

A Money Badass Doesn’t Need To Flaunt Their Money

I’m going to be totally blunt right now. Who cares what others think about you?!

The only thing that matters is that you love who you are and are comfortable with what you have.

Don’t ever buy something to impress somebody, because, who cares what they think about you?

They don’t pay your bills, they don’t control your happiness, only you do.

Confession Time

I use to own a Mercedes and I owned it for all the wrong reasons. I was trying to flaunt my fake wealth. I was trying to impress others. I wasn’t confident in myself. I cared what others thought about me.

So how did that go for me? It didn’t go well.

I didn’t truly love the car. I’m not much of a car guy in the first place. I’m more of a tech guy.

Even with the car being used, the monthly payments were still huge! What was a real shocker was the car repairs!

I had no idea how expensive repairing a Mercedes was. They jacked up the prices on all their parts and it needed a lot of repairs!

The repairs alone were bleeding me dry. The car was costing me a fortune.

I could barely afford to take make payments and keep up the maintenance. I was drowning and to make it all even worse, I didn’t even really like the car!

I was making myself struggle with a car that I didn’t even like all to impress others!

I finally realized I had become a money douche! I cared about what others thought about me and it was costing me!

It was an extremely valuable lesson for me. 

When I finally realized it and was in financial crisis (which I’ll talk about in a minute), I called my step dad who is a car salesman at Toyota. I took it down there and traded it in ASAP and got a slightly used Toyota Prius.

Now this was more my style. It was reliable, affordable, and got me from point A to point B for very cheap. This was good. I was finally happy with my car.

I still have it and I love that little car. It makes me happy and that’s all that matters because I don’t care what others think anymore.

That’s what you need to be a Money Badass and I’m going to show you how.

First off, before we get to all of that, I have to briefly tell you about that “ah ha” moment that brought me to the point in my life where I had to make a big change or face some dire financial consequences.

How I Became A Money Badass

I can still remember vividly when I finally made the choice to change my financial life for good. 

I couldn’t sleep because I was so worried that I wouldn’t be able to pay the mortgage for my house, let alone, day to day things like sports fees for my kids. I was so stressed I would come home from work and just lay down in bed because I felt so helpless. 

I had worked so hard to get my bachelor’s degree and even certifications for my career but I just couldn’t make it financially. 

It just didn’t make sense. 

I did everything I had been told to live a successful life and here I was worrying that I wouldn’t be able to make the mortgage payment on my house.

On top of all that, I got served with divorce papers and had to give up half of everything I owned. I even gave up my house. 

I ended up moving out of my home and into a rental property I owned in a not so great part of town.

Financially, I had hit rock bottom.

I knew it was time for a complete life change.

I knew I needed to figure out a way to be able to afford paying my bills and any other things that my family needed without stress so I could live the life I knew I should be with my children.

The problem was that I couldn’t afford my current situation and it was burying me further in debt.

I was scared, stressed, and embarrassed of the situation I had got myself into. Its hard telling your kids no you can’t participate in sports or events because your so broke you literally can’t afford it.

So, I decided it was time for a change.

Time For a Big Money Change

I began learning everything I could about money through books and online blogs. How to make money, how to invest money, and how to manage money. I grabbed every book I could on the subject.

I learned awesome strategies that could totally transform my financial situation, but it wasn’t working. I would find great money tips, but no cohesive plan to follow from start to finish that would fix my money situation.

It wasn’t working because, my financial situation was unsustainable. I had more bills and expenses than I could handle.

No matter how hard I tried to budget, to save money, and invest my money, I couldn’t keep it, because the bills were pouring in.

I felt like a failure yet again with no hope of fixing the situation. I contemplated just handing the keys to my home back to the bank and just walking away, but I had no idea where I’d go.

When I was at my most rock bottom financial point it hit me. 

I was reading online about people who had embraced minimalism and how it had changed their life for the better.

It made me realize what I needed to do. No, I didn’t go full on minimalism, but it made me realize I needed a BIG change.

I needed to start over. 

I was in a hole that was too hard to escape. I needed to forget about the past, the problems, the failures, and start over from scratch.

That’s exactly what I did.

I knew that everything I had learned about money would work if I started fresh.

I sold everything I didn’t really need. I realized I was trapped in a materialistic life that I just didn’t need.

I had a Mercedes Benz that was draining me. I traded it in and I switched to a Toyota Prius.

I cancelled all my monthly bills I didn’t need like cable and expensive phone plans. I cleaned out everything that was costing me a lot of money.

Once I had eliminated the wasteful expenses I sat down on my computer and mapped out every thing I had learned about money and built it into a step-by-step plan that I could use to start fresh with my money.

I began implementing the plan step-by-step and I was making progress. I was finally able to pay the bills and had begun to actually save money.

Everything was beginning to look up and suddenly I ran into a brick wall.

I filed my taxes and nearly cried when I saw the massive tax bill I owed. 

It pretty much wiped out all the progress I had made. It was devastating. I felt like I would never get ahead.

I wanted to quit.

I thought to myself, I could just stop and go back to my old ways and continue to struggle or I could push through this and climb over this obstacle.

I knew I had no choice, I had to overcome this obstacle to get to where I wanted to go.

I contacted the IRS and too my surprise the solution was as simple as creating a payment plan with them to pay off that debt. It was that simple.

With a payment plan in place I got back on track with my plan. I continued on my journey and after a couple months I had completed the steps and it felt like I had reached the light at the end of the tunnel.

How Becoming A Money Badass Changed My Life

By following the plan I had created, I was no longer burying myself in debt. I was no longer struggling to pay the bills. I could afford to take my family out to dinner if we wanted.

I had achieved my goal of reaching financial success.

I was thrilled. After so much struggle, life was good. I was happy.

But, after I reached that point, I realized something bigger had happened in my life. I didn’t just achieve my goal of reaching financial success.

A new me was born that had a totally different mindset about life and money in general. 

I was no longer consumed by materialism and the desire to buy, buy, buy. I was happy with what I had and the freedom that came with that.

For the first time in my life I was content. I was happy, my family was happy, and there was no turning back. That change in my mindset was just as valuable as the goal I had been trying to reach all along.

I was a new me, a better me, and I had reached my financial goal.

I had become a Money Badass and I want you to become a Money Badass too.

It’s Your Time to Become a Money Badass

Now I’m guessing for a lot of you this is probably not your first attempt to master your money. The first thing I want to mention is that if you’ve failed with your money in the past, it’s not your fault. There’s a lot of information out there, and it can be confusing. Many times that information overload keeps your from success. It’s okay.

If you’ve been concerned in the past that you just can’t succeed with money, I want to put those fears to rest. You can do this. You just need the right person to explain it to you.

The big banks and corporations want you to think you need to use debt and their expensive products to be successful. I’m here to tell you they’re wrong. They have their own reason for wanting you to think that, but it’s not true.

If you’ve ever thought that the government and the banks actually want you to fail, you’re probably right. They don’t benefit from you succeeding. They want to keep you in debt and in need. The difference with me is that I actually care about your success and truly want to see you living the life of your dreams.

So that’s what I’m here for. I know you a have a dream to live a financially successful life, and I want to show you how to make that happen.

I love this quote by Walt Disney, “If you can dream it, you can do it.” It’s so true and I think it sets the tone for what we are doing here.

This is a brand new opportunity to master your money and become a Money Badass.

You’re not alone, thousands of people just like you come to my website and are part of this journey to become a Money Badass with you.

You are going to learn a lot and become a lot smarter about money. You’re going to build long term wealth. You’re going to build a brand new mindset that will empower you to be content with your money and life. This will help you to become happier and more satisfied with your life than ever before.


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DAVID SHEPHERD

CREATOR OF LET'S AUTOMATE YOUR MONEY WITH MY LOVELY WIFE KRISTA


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