Interview With Thrifty P from Zero to Thrifty

Thrifty P over at Zero to Thrifty has some great financial advice in this interview. I love his advice and I think you'll find it a great quick read for some new financial tips!


Thrifty P has a relatively new blog over at Zero to Thrifty. He writes about his journey to financial freedom as a pharmacist and other personal finance topics.

Check out his responses below and be sure to give his blog a look!

What are your favorite books related to money?

My favorite book has to be The Millionaire Next Door. I love data/stats and it definitely helped in my journey of understanding.

What are your favorite apps related to money?

Mint is a solid one for me. I would include CreditKarma as well, but not sure if that counts as an app.

What is the worst money advice you hear?

I think I'd have to say going straight to a financial advisor. To me, that sounds like telling someone who has never bought a car and knows nothing about cars to go to a dealership with no research.

What money advice would you give a 25-year-old starting out in life?

If you're healthy, then look into getting an HSA! It's a good way to invest while also developing an emergency health fund.

Do you have any financial habits you live by?

I moved my recurring monthly expenses to pull on the first of the month so that I don't get caught by surprise with bills later in the month. Also, I automatically transfer a portion of my paychecks to my savings account.

What is #1 thing people should do today for a better financial life?

People should learn to love reading again. All too often, people choose to leave the most important aspects of life to experts rather than developing a base knowledge for yourself. Informed decisions go a long way.

Did you overcome any personal failures to get where you are today?

I think the biggest personal failure was taking out more money than necessary during school. I would have a much more fulfilling life if I wasn't spending so much paying student loans back.

What was the turning point in your life to become financially successful?

I wrote a blog post about my "Zero Moment" in life where I realized that I didn't know anything. I was living paycheck to paycheck and using credit cards to fill in the blanks. Inside I knew there was a better life and I turned to the internet to help with knowledge accumulation.

What is the most worthwhile investment you have ever made?

This will sound cliche' but the best investment has been in my self. Reading books, listening to podcasts, and following blogs has been life-changing in regards to my personal growth and development.

How can people follow and get in touch with you? 

They can follow me on Instagram or Twitter (@ZeroToThrifty) and check my blog out at

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